You might feel like you’re on your own when it comes to your credit, but that’s far from the truth. In reality, the government passed the Fair Credit Reporting Act to protect consumers just like you. This act states that all of the information on...
You tried your best to pay off your debt, but no matter what you did, you couldn’t get out from under it. That’s when you finally made the decision – you filed for bankruptcy. Now, you aren’t sure if that was the right decision. The bankruptcy...
You want to buy a home but, before you move forward, you need to make sure that everything is in order. That includes establishing a stable income. If you don’t have a stable income, you won’t find a lender to loan you the money. It’s...
Home ownership is about so much more than a monthly payment. You need to think about the additional expenses that home ownership entails before you can truly prepare for taking on this huge responsibility. Look at what you can expect to spend when you own...
You are stuck in what is often referred to as the debt cycle. You live paycheck to paycheck and have nothing to show for your life. You don’t have anything to fall back on, and you don’t know what you will do if you ever...
You feel like you are in over your head with debt, but until you step back and look at the numbers, you will never know how good or bad your situation is. Then, you will be ready to take the steps you need to improve...
Seven years. That is how long most people think it takes to repair credit, but that simply isn’t true. You can repair your credit in months instead of years by following the credit repair process. You’re probably wondering how this works. Look at it so you will...
Do you think you are finally ready to take the plunge and get a mortgage? Before you sign on the dotted line, you need to ask yourself a few questions. Your answers will let you know if you are ready or if you still have...
[et_pb_section fb_built="1" _builder_version="3.0.47" custom_padding="54px|0px|0|0px|false|false"][et_pb_row _builder_version="3.0.48" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4" _builder_version="3.0.47" parallax="off" parallax_method="on"][et_pb_text _builder_version="3.15" text_font="||||||||" text_font_size="16px" background_size="initial" background_position="top_left" background_repeat="repeat"] Having bad credit can be devastating to your family. It's like you have a giant flashing neon sign hovering over your head that is continuously blinking "TAKE MY...
Master your credit in these seven, plain-English tips. Mastering your credit seems like something you’re just supposed to know how to do. Like so many other things, people assume that common knowledge they get from friends or family must be right. Some of it seems legit!...