A Good Credit Score isn’t as easy to pin down as it may seem. Learn how to tell whether you have a good credit score and what you can do to improve it! How do you know if you really have a good credit score? This...
We all know that paying our bills late can damage our credit score. And most of us know that having too much debt is a challenge, too. However, there are some seemingly harmless things that can harm your credit as well. Here are some surprising things...
Credit is the ability of someone to borrow money. It is simply to get something now and pay for it later on. Business credit is important just like personal credit. If you consider business credit as personal credit, then it is important to answer the...
Tradeline is the general term that is used by the reporting agencies to describe the credit accounts listed on the credit report. For each account, there will be a separate tradeline that may include some useful information about debt and creditor. It is established on...
If you’re like most people, then when it comes to borrowing money, your primary concern is your own credit score – and it should be – but it’s not the only factor involved. The average national FICO score is also a factor, and for the first time, it’s...
“In a land of Computers and a time of cybercrime, the information of millions rests on the shoulders of Mark Begor’s team—the name of the company, EQUIFAX.” The phenomenon of cybersecurity breach has become incessant since the inception of the internet, and part of the...
Credit Scores and Getting a Job Getting a job in today’s economy is hard enough as it is. There’s very few openings, hundreds of applicants applying for the same position, and the job may not even what you dreamt of doing high school or college graduation....
What is Bad Credit? Bad credit means you’ve been labeled untrustworthy like the boy who cried wolf. Lenders don’t want to let you borrow money, and if they do, it’s going to be at a very high interest rate. You look like a risk to them...
Credit Scores and Getting a Loan Lenders are in the business of loaning money, but they are picky about who gets it. They will pull your credit history and look at your credit score before offering you a loan. It’s only fair—they want as little risk...
CROA, The Credit Repair Organizations Act If it sounds too good to be true, it probably is. Especially in the case of credit repair companies. Scammers promise to make everything all better, instantly. We can’t promise you instant good credit. It takes a while to dispute...