The credit industry is at a crisis point. On the one hand, inaccurate reporting is hurting credit scores and causing a lack of trust. On the other hand, the scoring system itself is broken. It has proven time and time again that it isn’t a...
You want to buy a home but, before you move forward, you need to make sure that everything is in order. That includes establishing a stable income. If you don’t have a stable income, you won’t find a lender to loan you the money. It’s...
Home ownership is about so much more than a monthly payment. You need to think about the additional expenses that home ownership entails before you can truly prepare for taking on this huge responsibility. Look at what you can expect to spend when you own...
You are stuck in what is often referred to as the debt cycle. You live paycheck to paycheck and have nothing to show for your life. You don’t have anything to fall back on, and you don’t know what you will do if you ever...
You feel like you are in over your head with debt, but until you step back and look at the numbers, you will never know how good or bad your situation is. Then, you will be ready to take the steps you need to improve...
Do you think you are finally ready to take the plunge and get a mortgage? Before you sign on the dotted line, you need to ask yourself a few questions. Your answers will let you know if you are ready or if you still have...
Master your credit in these seven, plain-English tips. Mastering your credit seems like something you’re just supposed to know how to do. Like so many other things, people assume that common knowledge they get from friends or family must be right. Some of it seems legit!...
In this article, we discuss the signs of credit repair scams and what you can do if you suspect you’re getting played. Credit repair scams happen far too often and give credit repair organizations (CRO’s) a bad name. You’ve likely seen cheesy ads from “credit repair” and “credit...