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We all know that paying our bills late can damage our credit score. And most of us know that having too much debt is a challenge, too. However, there are some seemingly harmless things that can harm your credit as well. Here are some surprising things...

Credit is the ability of someone to borrow money. It is simply to get something now and pay for it later on. Business credit is important just like personal credit. If you consider business credit as personal credit, then it is important to answer the...

Tradeline is the general term that is used by the reporting agencies to describe the credit accounts listed on the credit report. For each account, there will be a separate tradeline that may include some useful information about debt and creditor. It is established on...

If you’re like most people, then when it comes to borrowing money, your primary concern is your own credit score – and it should be – but it’s not the only factor involved. The average national FICO score is also a factor, and for the first time, it’s...