FCRA, The Fair Credit Reporting Act October 26, 1970 was the day the Fair Credit Reporting Act started protecting you against mishandling of your credit information and gave you access to review it yourself. But why is the FRCA a big deal? In the wild days before...
What is a FICO Score? FICO is a software company that invented the credit score. Before it existed, lenders had to review your credit history and determine if you met their criteria for a loan. This could take a while, and was subject to individual opinions...
Seven years. That is how long most people think it takes to repair credit, but that simply isn’t true. You can repair your credit in months instead of years by following the credit repair process. You’re probably wondering how this works. Look at it so you will...
[et_pb_section fb_built="1" _builder_version="3.0.47" custom_padding="54px|0px|0|0px|false|false"][et_pb_row _builder_version="3.0.48" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4" _builder_version="3.0.47" parallax="off" parallax_method="on"][et_pb_text _builder_version="3.15" text_font="||||||||" text_font_size="16px" background_size="initial" background_position="top_left" background_repeat="repeat"] Having bad credit can be devastating to your family. It's like you have a giant flashing neon sign hovering over your head that is continuously blinking "TAKE MY...
Master your credit in these seven, plain-English tips. Mastering your credit seems like something you’re just supposed to know how to do. Like so many other things, people assume that common knowledge they get from friends or family must be right. Some of it seems legit!...
In this article, we discuss the signs of credit repair scams and what you can do if you suspect you’re getting played. Credit repair scams happen far too often and give credit repair organizations (CRO’s) a bad name. You’ve likely seen cheesy ads from “credit repair” and “credit...