Why The Credit Bureaus Suck! If everyone on the planet had one dollar each, these 3 companies would be worth more than the combined population of the Earth. All together, these businesses grossed $8,414,000,000. That’s more than half the gross domestic product of Iceland. They service...
Credit Score Basics A credit score is a three-digit snapshot of your creditworthiness. Several different versions exist, from the ever-popular FICO to VantageScore and RiskView. Some are customized for mortgage lenders while others are customized for auto lenders. The usual range of these credit scores is...
Hard or soft, that’s really what matters when it comes to credit inquiries. Soft inquiries When you look up your own credit history or score, that’s a soft inquiry. It doesn’t damage your score at all. If you use a credit monitoring service, chances are that...
Student Loans Your Credit Score Your student loans are a reflection of the dreams you had when you started school. But now your financial goals are at risk because of those loans. You may have heard that paying off student loans too fast can hurt your...
Master your credit in these seven, plain-English tips. Mastering your credit seems like something you’re just supposed to know how to do. Like so many other things, people assume that common knowledge they get from friends or family must be right. Some of it seems legit!...