What is a FICO Score? FICO is a software company that invented the credit score. Before it existed, lenders had to review your credit history and determine if you met their criteria for a loan. This could take a while, and was subject to individual opinions...
It’s technically your credit score, but it can feel like the number that inmates get when they enter a prison. It soon becomes one of your identifying factors. You are no longer Mark or Lisa. You are 750 if you’re lucky or 500 if you’ve hit...
Your credit score impacts various parts of your life. It can help you land a new job or get a mortgage. It’s the key to getting a new car and renting an apartment as well. Because your credit score is so important, you need to...