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Credit Scores and Getting a Job Getting a job in today’s economy is hard enough as it is. There’s very few openings, hundreds of applicants applying for the same position, and the job may not even what you dreamt of doing high school or college graduation....

What is Bad Credit? Bad credit means you’ve been labeled untrustworthy like the boy who cried wolf. Lenders don’t want to let you borrow money, and if they do, it’s going to be at a very high interest rate. You look like a risk to them...

Credit Score Myths Credit scores and credit scoring systems are complex and at times hard to understand. As a result there’s a lot of misinformation that floats around the public sphere and as with anything this can sometimes lead to widespread rumors that just simply aren’t...

You are sick and tired of wasting your money by renting apartments and houses. You want to make your money finally work for you by buying a home, but you have one glaring problem – you have bad credit. You might think that means you can’t...

The Fair Credit Reporting Act (FCRA) regulates credit bureaus to ensure that all information they report is accurate. Of course, the FCRA can’t go in and monitor all of these reports. Instead, it encourages people to check their reports for inaccuracies. To make that easier,...

You might feel like you’re on your own when it comes to your credit, but that’s far from the truth. In reality, the government passed the Fair Credit Reporting Act to protect consumers just like you. This act states that all of the information on...

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